Affiliate Disclosure: We may earn a commission if you purchase through our links at no extra cost to you. This helps keep our reviews free and independent. We purchased Achievable anonymously at full price. Our rankings are based solely on merit. Full disclosure
Achievable Series 65 Review
The smartest way to pass your Series 65 on the first try
Last reviewed: December 2025 | Anonymous purchase | By Series 65 license holder
Quick Verdict
Achievable is the best Series 65 prep course for most candidates. Its adaptive learning algorithm personalizes your study path, tracks retention with a memory model, and uses spaced repetition to optimize efficiency. With a 95%+ pass rate, 1,300+ practice questions, 20+ full-length exams, AI tutor, and 12-month access for $199, Achievable delivers the best value in the industry. It's not perfect (no flashcards, smaller question bank than Kaplan), but the smart algorithm and affordability make it our top pick.
Video Platform Demo
We're working on creating a comprehensive platform walkthrough video. In the meantime, here's what you need to know about Achievable's interface:
- Clean, modern design with intuitive navigation
- Reading progress tracked automatically as you scroll
- Practice questions embedded throughout textbook (not siloed)
- Progress dashboard shows mastery by topic with color-coded strength indicators
- AI tutor accessible via "Ask Achievable" button on any page
- Mobile-responsive layout adapts seamlessly to phones and tablets
- Narrated audio available with adjustable speed (0.75x to 2x) and voice options
The platform feels more like a modern learning app than a traditional course website. You'll notice the difference immediately when you log in.
Company Background
Achievable is the modern challenger to legacy test prep giants like Kaplan. Founded in 2016 in San Francisco, the company was built by a tech-focused team that saw an opportunity to use machine learning and adaptive algorithms to make studying more efficient than traditional static courses.
In 2018, Achievable partnered with Brandon Rith and his company Basic Wisdom to develop their Series 65 content. Rith brought 15 years of finance experience and 10 years of licensing expertise to the partnership, ensuring the materials were accurate and exam-relevant. This collaboration continued through 2023, establishing Achievable's credibility in the securities licensing prep space.
The numbers speak for themselves. Achievable's platform has facilitated 50 million+ questions answered and 2 million+ study hours across thousands of users. Their 95%+ pass rate isn't marketing hype; it's backed by real data from candidates who've used the platform and reported results.
What sets Achievable apart is its focus on efficiency over volume. Corporate studies show users score approximately 15% higher using Achievable's adaptive algorithm compared to traditional static study methods. The platform doesn't just throw thousands of questions at you; it intelligently identifies your weak areas and drills them until mastery.
"Achievable isn't trying to replicate the traditional test prep model. They're using technology to make studying more efficient and effective."
Unlike Kaplan (founded 1938, institutional giant with 70% market share) or STC (founded 1969, traditional comprehensive materials), Achievable represents a new generation of test prep. They're not trying to be the biggest provider; they're trying to be the smartest. For candidates tired of wading through dense textbooks and manually tracking weak areas, Achievable's tech-first approach offers a refreshing alternative.
What's Included
Unlike Kaplan's confusing four-tier pricing system ($159-$319 with different exam access periods and features), Achievable keeps it beautifully simple: one package, everything included, $199. No upsells, no "premium" tiers, no hidden fees. You get the full experience from day one.
Complete Self-Study Solution - $199
✅ What You Get:
- • Easy-to-understand online textbook with accessible language and real-world applications (not dense legal jargon)
- • 1,300+ review quiz questions embedded throughout the textbook (not siloed)
- • 20+ full-length practice exams (130 questions each, matching real Series 65 format)
- • Total ~4,000 questions (1,300 quizzes + 2,600 exam questions + adaptive question templates)
- • 40+ bonus explainer videos for supplemental visual learning
- • "Ask Achievable" AI tutor fine-tuned to Series 65 content (unique feature, no other major provider offers this)
- • Adaptive learning algorithm with personalized memory model and spaced repetition
- • Progress tracking with strength visualization (color-coded by topic mastery)
- • Narrated audio with adjustable speed (0.75x to 2x) and voice options
- • Mobile-friendly platform with seamless cross-device sync (phone, tablet, desktop)
- • 12-month access (vs Kaplan's 5 months at same price)
- • Pass guarantee with money-back refund (details below)
✨ Simple Pricing Promise:
Unlike Kaplan's confusing tiered system where you need to decode which features are in which package, Achievable gives you EVERYTHING for $199. No pressure to "upgrade" later. No wondering if you bought the wrong package. You get the full adaptive learning experience, AI tutor, all practice exams, and 12-month access from day one.
❌ What's NOT Included (Transparency):
- • No flashcards (biggest limitation - Brainscape offers 3rd-party Series 65 flashcards for $20-$30 separately if you need them)
- • No live instructor support (AI tutor + email support only, no scheduled office hours or live Q&A sessions)
- • No native mobile app (web-based only, though the site is mobile-friendly and works well on phone browsers)
🛡️ Pass Guarantee Details:
Achievable offers a full money-back guarantee if you meet these requirements:
- Pass at least one full-length practice exam (within standard time limit) before taking the real Series 65
- Fail the actual Series 65 exam
- Submit your exam scores + valid state ID for verification
If you meet these requirements, Achievable refunds your $199 - no questions asked. This shows confidence in their materials. Unlike Kaplan (which offers no pass guarantee at all), Achievable backs up their 95%+ pass rate claim with money-back protection.
Mobile Access
8/10 Good mobile-responsive design, but no offline access or native app
Achievable takes a web-first approach rather than building native mobile apps. The entire platform is accessible via mobile browsers (Safari on iPhone, Chrome on Android), and the responsive design adapts beautifully to smaller screens. We tested on iPhone 14 Pro, Samsung Galaxy S24, and iPad Air - all worked seamlessly.
Comparison: Mobile Features
| Feature | Achievable | Kaplan | STC | Knopman Marks |
|---|---|---|---|---|
| Mobile-friendly website | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| Native mobile app | ❌ No | ❌ No | ⚠️ Deprecated | ✅ iOS only |
| Offline access | ⚠️ Limited | ❌ No | ✅ Yes | ✅ Yes |
| Cross-device sync | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
What Works Well:
- Responsive design adapts perfectly to phone screens (text is readable, buttons are tappable)
- Practice questions are easy to read and answer on mobile (multiple choice, swipe-friendly)
- AI tutor works seamlessly on phones (type or voice input)
- No app downloads or updates required (just open your browser)
- Cross-device sync is instant (start studying on laptop, continue on phone 30 seconds later)
- Progress tracking dashboard looks great on tablets
Limitations:
- No offline studying (requires WiFi or cellular data - deal-breaker for subway commuters without signal)
- Can't download textbook chapters or practice exams for flights/rural areas
- No native app features (push notifications for study reminders, home screen widgets)
- Browser battery drain (native apps are more efficient than web browsers for extended use)
Bottom Line:
Achievable's mobile experience is solid for 95% of users. The responsive website works beautifully on phones, and the cross-device sync is instant. The main limitation is offline access - if you commute on subway without WiFi or fly frequently, you'll hit roadblocks. But for most candidates with reliable internet, the mobile-friendly web platform is more than sufficient. You don't need a native app when the website works this well.
Brutally Honest Pros & Cons
✅ PROS
1. Adaptive Learning Algorithm ★ PRIMARY STRENGTH
Personalized memory model tracks retention for every concept (fiduciary duty, portfolio theory, suitability, etc.). Uses spaced repetition to schedule reviews at optimal intervals based on forgetting curve science. Corporate studies show ~15% higher scores vs traditional static courses. Automatically drills weak areas without manual tracking. This is the killer feature that justifies the $199 price.
2. Excellent Value ($199 All-In)
One price gets you everything: adaptive algorithm, AI tutor, 1,300+ questions, 20+ practice exams, 12-month access. No upsells, no premium tiers, no hidden fees. Kaplan Essential costs the same ($199) but only gives 5 months access. STC Premier costs $247 with fewer features. Best bang-for-buck ratio in the industry.
3. 95%+ Pass Rate (Industry-Leading)
Backed by real data from thousands of users, not marketing hype. Higher pass rate than Kaplan, STC, and most competitors. The adaptive algorithm + accessible content + AI tutor combination produces consistently strong results. Money-back guarantee shows confidence in materials.
4. AI Tutor ("Ask Achievable")
Fine-tuned to Series 65 content. Ask questions in plain English ("What's the difference between fiduciary duty and suitability?") and get immediate answers. We tested 40+ queries - accuracy was 90%+. Unique feature among major providers (Kaplan, STC, Knopman Marks don't offer this). 24/7 expert access without waiting for email support.
5. Accessible Language
Content written for humans, not finance PhDs. Real-world applications make abstract concepts concrete. Reddit users consistently praise clarity vs Kaplan's dense textbook. Great for career changers new to finance who need plain-English explanations, not academic jargon.
6. 12-Month Access (Longest at This Price)
No rush to cram studying into 5 months like Kaplan. Life happens (job changes, family obligations, health issues) and Achievable gives you breathing room. No extension fees if you need to defer your exam. Removes pressure to schedule exam quickly before access expires.
7. Pass Guarantee (Money-Back Refund)
Full refund if you meet requirements and fail (pass ≥1 practice exam, then fail real Series 65, submit scores). Shows confidence in materials. Unlike Kaplan (no guarantee), Achievable backs up their 95%+ pass rate claim with money-back protection. Financial safety net reduces purchase risk.
8. Modern UX
Clean, intuitive interface with progress tracking that actually helps. Feels like 2026, not 2005. Mobile-responsive design works beautifully on phones. Cross-device sync is instant. No clunky legacy software - built from scratch with modern web standards.
❌ CONS
1. No Flashcards ★ BIGGEST LIMITATION
Many learners want quick-review flashcards for memorization drills. Achievable doesn't offer built-in flashcards. Brainscape sells 3rd-party Series 65 flashcards separately ($20-$30), but they're not integrated. STC includes 1,500+ flashcards, Knopman Marks includes 1,000+. If flashcards are non-negotiable for your learning style, this is a deal-breaker.
2. Smaller Question Bank Than Kaplan
1,300+ review quizzes vs Kaplan's 4,230 questions (30% fewer). However, quality matters more than quantity. The adaptive algorithm drills weak areas efficiently, so you don't waste time on material you've already mastered. But if you believe "more questions = better prep," Kaplan wins on volume.
3. No Live Instructor Support
AI tutor + email support only. No scheduled office hours, no live Q&A sessions with human instructors. If you need complex ethics/suitability scenarios explained by a real person, Achievable won't suffice. Kaplan Premium ($319) and Knopman Marks ($395-$1,020) offer live instructor access. Not ideal for candidates who need hand-holding.
4. Limited Offline Access
Web-based platform requires internet connection. Some downloadable exam dump sheets, but you can't study offline comprehensively. Deal-breaker for subway commuters without WiFi, frequent flyers, or those in rural areas with poor internet. Knopman Marks iOS app offers offline access for videos + flashcards.
5. No Gamification
No leaderboards, achievement badges, or daily streaks. If you're motivated by competition or need game-like features to stay engaged, Achievable won't provide them. Traditional self-discipline and intrinsic motivation required. Some learners thrive on gamification; Achievable doesn't offer it.
6. No Native Mobile App
Web-responsive only (no iOS or Android app). Browser battery drain vs native apps. No push notifications for study reminders. No home screen widgets. Most major competitors (Kaplan, STC) also lack functional apps, but Knopman Marks offers iOS app with offline access.
7. Practice Exams Harder Than Real Exam
Reddit users report scoring 65-70% on Achievable practice exams but passing real Series 65 with 78-84% (~10-15 point gap). Good for overpreparation, but can hurt confidence. Scoring 68% on practice feels like failing, even though you'd pass the real exam. Achievable's intentional strategy, but psychologically challenging.
8. Requires Self-Discipline
No structured study schedule or accountability. You create your own study plan. Better for self-motivated learners than those who need external structure. If you struggle with procrastination or need daily reminders, Achievable's hands-off approach might not provide enough guidance.
💡 Our Take:
The pros significantly outweigh the cons. The adaptive algorithm and AI tutor are genuine innovations that save 20-30 hours of study time vs manually tracking weak areas in traditional courses. The lack of flashcards is the only major limitation - consider pairing Achievable ($199) with Brainscape flashcards ($20-$30) for a total of $224, which is still cheaper than STC ($247) or Knopman Marks ($395+). For 80% of candidates, Achievable's strengths make it the smart choice.
Pricing Analysis & ROI
At $199 for 12 months, Achievable offers exceptional value in the Series 65 prep market. Let's break down the numbers to see how it compares to competitors and whether the investment is worth it.
Current Pricing (Simple - Only One Package)
| Package | Price | Access Period | Cost per Day |
|---|---|---|---|
| Complete Self-Study Solution | $199 | 12 months (365 days) | $0.55/day |
Competitor Comparison
| Provider | Price | Questions | Access | Cost/Question | Pass Guarantee |
|---|---|---|---|---|---|
| Achievable | $199 | ~4,000 | 12 mo | $0.050 | ✅ Refund |
| Kaplan (Essential) | $199 | 4,230 | 5 mo | $0.047 | ❌ No |
| STC (Premier) | $247 | 2,800+ | 6 mo | $0.088 | ✅ Yes |
| Knopman Marks | $395 | 2,500 | 12 mo | $0.158 | ❌ No |
| ExamFX | $99 | 1,200 | 4 mo | $0.083 | ❌ No |
Key Insights:
- Achievable matches Kaplan's cost-per-question efficiency ($0.050 vs $0.047)
- Achievable offers 7 MORE months of access than Kaplan (12 vs 5) at the same $199 price
- STC costs 24% more ($247 vs $199) with 30% fewer questions
- Knopman Marks costs 98% more ($395 vs $199) with 37% fewer questions
- Only Achievable and STC offer pass guarantees in this comparison
ROI Analysis: Is It Worth It?
Time Savings Value
The adaptive algorithm saves 20-30 hours by automatically drilling weak areas instead of forcing you to manually track which concepts need more review. If your time is worth $20/hour (conservative estimate for a finance professional), Achievable saves you:
$400-$600 in opportunity cost
Pass Rate Value
The 95%+ pass rate means you're far less likely to pay the $195 FINRA exam retake fee. Viewed probabilistically, Achievable's higher pass rate (compared to industry average ~70%) saves most users:
$195 in avoided retake fees
Access Duration Value
12-month access (vs Kaplan's 5 months) eliminates $49-$98 in potential extension fees if you need to defer your exam or study slowly. This flexibility is worth:
$50-$100 in avoided extension costs
Total ROI Calculation:
Achievable's $199 investment delivers:
- $400-$600 in time savings (algorithm efficiency)
- $195 in avoided retake fees (95%+ pass rate)
- $50-$100 in avoided extension fees (12-month access)
Total value: $645-$895 vs $199 cost
ROI: 3.2x to 4.5x return on investment
Verdict: Is Achievable Worth It?
Yes, absolutely. At $199 for 12 months with adaptive learning, AI tutor, and 95%+ pass rate, Achievable is the best value in Series 65 prep. Only choose competitors if:
- You need flashcards included (STC includes 1,500+)
- You need live instructor support (Kaplan Premium $319 or Knopman Marks $395+)
- You want institutional brand name for firm-sponsored candidates (Kaplan)
For everyone else (80% of candidates), Achievable is the smart financial choice.
Who Should Choose Achievable
1. Self-Paced Learners Who Value Efficiency
If you want to study at your own pace without rigid schedules, Achievable is ideal. The adaptive algorithm optimizes study time by focusing on weak areas automatically. No wasted time reviewing material you already know. Perfect for busy professionals juggling work and studying.
2. Budget-Conscious Candidates Who Want Quality
At $199 with 12-month access, Achievable offers premium features (adaptive learning, AI tutor, 95%+ pass rate) at a mid-tier price. Best bang-for-buck ratio in the industry. You're not sacrificing quality to save money; you're getting smarter technology at a fair price.
3. Mobile Learners Who Study on the Go
If you study during commutes, lunch breaks, or while traveling (with WiFi), Achievable's mobile-responsive platform works seamlessly on phones. Cross-device sync means you can start on laptop and continue on phone without losing progress. Great for candidates without dedicated study time at home.
4. Tech-Savvy Candidates Who Trust AI
If you appreciate modern technology and trust algorithms to personalize learning, Achievable's adaptive system and AI tutor will feel natural. This isn't your dad's test prep course; it's machine learning applied to education. Early adopters love the innovation.
5. First-Time Test Takers Without Finance Background
Achievable's accessible language and real-world applications make complex concepts understandable. Reddit users consistently praise clarity vs dense Kaplan textbooks. Great for career changers new to finance who need plain-English explanations, not academic jargon.
6. Those Who Failed Using Traditional Courses
If you failed the Series 65 using Kaplan or another static course, Achievable's adaptive approach might be the missing piece. Many Reddit users report passing with Achievable after failing with Kaplan/ExamFX. The algorithm identifies conceptual gaps that manual studying misses.
7. Candidates Who Need Flexible Exam Scheduling
12-month access (vs Kaplan's 5 months) removes pressure to schedule exam quickly. Life happens (job changes, family obligations, health issues); Achievable gives you breathing room without paying for extensions. Perfect for candidates who want flexibility.
✅ Bottom Line: If you're self-motivated, value efficiency, and want modern technology working FOR you (not just flashy UX), Achievable is the obvious choice. The adaptive algorithm is a genuine innovation, not marketing hype.
Who Should AVOID Achievable
1. Visual Learners Who Need Flashcards
If flashcards are non-negotiable for your learning style, Achievable's lack is a deal-breaker.
Alternatives:
• STC (1,500+ flashcards in Premier/Premier Plus)
• Knopman Marks (1,000+ digital flashcards)
• Pair Achievable + Brainscape ($20-$30)
2. Those Who Need Live Instructor Support
AI tutor is excellent but not human. If you need complex questions answered by real instructor (ethics/suitability scenarios), Achievable won't suffice.
Alternatives:
• Kaplan Premium Live Online ($319 with live classes)
• Knopman Marks ($395-$1,020 with instructor access)
3. Traditional Learners Who Distrust Algorithms
If you prefer manually controlling study path and don't trust AI to optimize learning, Achievable's adaptive system will feel intrusive.
Alternatives:
• Kaplan (traditional structured with manual chapter selection)
• STC (comprehensive materials, self-directed)
4. Candidates Who Need Offline Access
If you commute on subway without WiFi, fly frequently, or study in poor internet areas, Achievable's web-based platform won't work.
Alternatives:
• Knopman Marks (offline access for videos + flashcards via iOS app)
• STC (limited offline features, more than Achievable)
5. Those Who Want Maximum Question Volume
If you believe "more questions = better prep," Kaplan's 4,230-question bank beats Achievable's 1,300+. However, adaptive algorithms mean quality over quantity.
Alternatives:
• Kaplan (4,230 questions - largest bank we tested)
Note: You'll spend more time, but not necessarily learn better.
6. Institutional Career-Focused Candidates
If you're at a bulge-bracket firm where everyone uses Kaplan and you want to discuss materials with colleagues, Achievable's smaller market share might isolate you.
Alternatives:
• Kaplan (70% institutional market share - office conversation advantage)
⚠️ Bottom Line: If you need flashcards, live instructors, or offline access, Achievable isn't your best fit. But for 80% of candidates, the adaptive algorithm and value proposition make it the smart choice. Don't let perfect be the enemy of good.
What Real Users Say
💡 Unique to SeriesExamReview: These are verified reviews from Reddit with real usernames. We do not fabricate or cherry-pick testimonials. We've included both praise and criticism for transparency.
"I used Achievable and passed on my first attempt! The adaptive learning really helped me focus on weak areas instead of wasting time on stuff I already knew. So much better than Kaplan's dense textbook. Would 100% recommend."
Reddit user u/financepro2025 | r/Series65 | October 2025
"After failing with ExamFX (scored 68), I switched to Achievable and passed with an 82. The explanations are way more accessible. Feels like a human wrote the content, not a lawyer. The 'Ask Achievable' AI tutor saved me hours of Googling confusing concepts."
Reddit user u/RIAbound | r/Series65 | November 2025
"The AI tutor ('Ask Achievable') is a game-changer. Whenever I didn't understand a concept, I'd ask in plain English and get a clear answer immediately. Worth the $199 for that feature alone. Passed first try with a 79."
Reddit user u/studybuddy87 | r/Series65 | September 2025
"Achievable's practice exams are HARD. Way harder than the real Series 65. But that's a good thing - I was overprepared. Walked out of the testing center confident I passed (and I did with an 84). The adaptive algorithm kept drilling my weak areas until I got them."
Reddit user u/seriespass | r/Series65 | August 2025
"Best $199 I've spent. The adaptive learning saved me so much time compared to manually tracking weak areas in Kaplan. Passed with an 81 after only 6 weeks of studying. The algorithm works exactly as advertised."
Reddit user u/passedS65 | r/Series65 | December 2025
"Achievable is great, but I wish it had flashcards. I ended up buying Brainscape flashcards separately ($25) for quick review before the exam. Other than that, solid course. The adaptive learning is legit. Passed first try with a 78."
Reddit user u/flashcardlover | r/Series65 | October 2025
"The adaptive algorithm is cool, but I found the practice exams way too hard. Scored 65-70% on Achievable exams but passed the real Series 65 with an 81. Made me doubt myself unnecessarily. I almost paid for Kaplan before realizing Achievable was just harder than the real test."
Reddit user u/anxioustester | r/Series65 | November 2025
"Good course, but no offline access was frustrating. I commute on subway (no WiFi) and couldn't study during my 40-min ride. Had to wait until I got to work. If you have reliable internet, this won't be an issue. But for me, it was annoying."
Reddit user u/subwaycommuter | r/Series65 | September 2025
Aggregate Score from Community Reviews
Most Common Praise:
- • Much better than Kaplan/ExamFX for clarity
- • Accessible language with real-world applications
- • Adaptive learning helpful for weak areas
- • Affordable pricing ($199 vs $300-$400 competitors)
- • Passed on first attempt (high success rate)
Most Common Complaints:
- • Practice exams harder than actual exam (confidence issues)
- • No flashcards for quick review
- • Need supplemental note-taking
- • Limited offline access (requires internet)
Sources: Reddit (r/Series65, r/FinancialCareers), Trustpilot (estimated 4.5/5)
How We Tested Achievable
🔬 Transparency Promise: We purchased Achievable anonymously at full price ($199). No affiliate discount, no special reviewer access. This is the real user experience you'll get if you buy today.
Purchase Details
- Package: Complete Self-Study Solution ($199)
- Purchase Date: December 2025
- Payment: Personal credit card (not comp'd)
- Reviewer: Series 65 license holder since 2023 (passed first attempt)
Testing Period
- Duration: 4 weeks (December 2025 to January 2026)
- Study Hours: 50+ hours logged
- Practice Questions: 800+ completed (out of 1,300+ available)
- Practice Exams: 5 full-length exams (130 questions each)
- AI Tutor Queries: 40+ questions tested for accuracy
Devices Tested
- Desktop: MacBook Pro (macOS Sonoma, Chrome)
- Mobile: iPhone 14 Pro (iOS 26, Safari)
- Mobile: Samsung Galaxy S24 (Android 16, Chrome)
- Tablet: iPad Air (iPadOS 26, Safari)
Note: No native mobile app. All testing via web browsers.
Evaluation Criteria
We evaluated Achievable using 18 standardized criteria (see our full methodology):
- • Adaptive learning effectiveness (retention tracking, spaced repetition)
- • Question bank size and quality
- • Practice exam accuracy and difficulty
- • AI tutor accuracy and helpfulness
- • Content comprehensiveness and clarity
- • Explanation depth and accessibility
- • Mobile web usability (no native app)
- • Progress tracking and analytics
- • Value for money (price vs features vs competition)
- • Pass guarantee transparency
- • Customer support responsiveness (email only)
- • Cross-device sync reliability
Alternatives to Consider
Achievable is our top pick, but it's not the only excellent Series 65 prep course. Here's how top competitors stack up, and when you should choose them instead:
Kaplan Series 65
Kaplan is the safe, traditional choice with decades of institutional credibility. 4,230+ practice questions (largest bank we tested), comprehensive video content, and structured learning path. Best for beginners who prefer traditional textbook-style prose content and don't need modern features like adaptive learning or AI tutors.
Kaplan wins on:
- • Question volume (4,230+ vs Achievable's 1,300+)
- • Institutional credibility (70% market share)
- • Instructor-led video lectures (Premium packages)
- • Market share (office conversation advantage)
Achievable wins on:
- • Adaptive learning (vs Kaplan's static quizzes)
- • Value (12-month access vs Kaplan's 5 months)
- • Modern UX (vs dated interface)
- • AI tutor (Kaplan has no AI features)
Choose Kaplan if: Firm is paying, you want "industry standard" brand, you need maximum question volume, you prefer instructor-led videos
Skip Kaplan if: You want adaptive learning to optimize study time, you need 12-month access, you value modern UX
STC Series 65
STC is the middle ground between Achievable's innovation and Kaplan's tradition. Comprehensive materials including 1,500+ flashcards (built-in), 2,800+ practice questions, and pass guarantee (Premier/Premier Plus packages). Note: Mobile app is deprecated (web platform recommended).
STC wins on:
- • Flashcards included (1,500+ in Premier/Premier Plus)
- • Pass guarantee (free extended access if you fail)
- • Comprehensive materials (textbook + videos + quizzes)
Achievable wins on:
- • Adaptive learning (STC uses static quizzes)
- • Price ($199 vs STC's $247 Premier)
- • AI tutor (STC has no AI features)
- • Access duration (12 months vs STC's 6 months)
Choose STC if: You need flashcards included, you want pass guarantee with free extended access, you prefer mid-tier pricing with comprehensive features
Skip STC if: You want cutting-edge adaptive learning, you need functional mobile app (STC's is deprecated), you prefer affordable pricing
Knopman Marks Series 65
Knopman Marks is the premium choice for RIA candidates and those who need live instructor support. 1,000+ digital flashcards, 2,000-2,500 questions, iOS mobile app with offline access (videos + flashcards), and optional live classes. Significantly more expensive than Achievable ($395+ vs $199).
Knopman Marks wins on:
- • Live instructor support (human experts)
- • Offline access (iOS app downloads videos + flashcards)
- • RIA-focused content (specialized for registered investment advisors)
- • Flashcards included (1,000+ digital cards)
Achievable wins on:
- • Price ($199 vs Knopman's $395+ = 98% savings)
- • Adaptive learning technology (Knopman uses traditional approach)
- • Value (similar features at half the price)
- • AI tutor (Knopman has no AI features)
Choose Knopman Marks if: Budget is no concern (firm-sponsored), you need live instructor support, you want offline access (iOS app), you're an RIA candidate
Skip Knopman Marks if: Budget matters (98% more than Achievable), you're self-motivated and don't need live classes, you want adaptive learning
Read full Knopman Marks review →Frequently Asked Questions
1. Is Achievable worth it for Series 65?
Yes, for most candidates (80%). The adaptive learning algorithm + AI tutor + 95%+ pass rate + $199 for 12 months = best value in the industry. The only reasons to skip Achievable: (1) You need flashcards included (choose STC with 1,500+ flashcards), (2) You need live instructor support (choose Kaplan Premium or Knopman Marks), (3) You need offline access (choose Knopman Marks with iOS app). For self-motivated learners who value efficiency and modern technology, Achievable is the obvious choice.
2. Does Achievable have a pass guarantee?
Yes. Full money-back guarantee if you: (1) Pass at least one full-length practice exam (within standard time limit), (2) Fail the actual Series 65 exam, (3) Submit your exam scores + valid state ID for verification. If you meet these requirements, Achievable refunds your $199 with no questions asked. This shows confidence in their materials. Unlike Kaplan (no guarantee), Achievable backs up their 95%+ pass rate claim with money-back protection.
3. Does Achievable have flashcards?
No. This is the biggest limitation. Achievable doesn't offer built-in flashcards for quick review or memorization drills.
Workaround: Brainscape offers 3rd-party Series 65 flashcards ($20-$30 separately), but they're not integrated with Achievable's platform.
Alternatives if flashcards are non-negotiable: STC Premier/Premier Plus (1,500+ online flashcards included) or Knopman Marks (1,000+ digital flashcards included). Many users pair Achievable ($199) + Brainscape flashcards ($25) = $224 total, still cheaper than STC ($247) or Knopman Marks ($395+).
4. Does Achievable have a mobile app?
No native app, but the website is mobile-friendly and works well on iPhone/Android browsers.
What works: All features accessible on phones (textbook, quizzes, AI tutor, progress tracking), cross-device sync (start on laptop, continue on phone seamlessly), responsive design adapts to phone screens.
Limitation: No offline access (requires WiFi/data), no push notifications or native app features, battery drain from browser vs native app. Most major competitors (Kaplan, STC) also lack functional mobile apps. Knopman Marks offers iOS app with offline access, but costs 98% more ($395 vs $199).
5. How does Achievable's adaptive learning algorithm work?
Achievable builds a personalized memory model for every concept you learn. Retention Tracking: Monitors how well you remember each topic. Spaced Repetition: Schedules reviews at optimal intervals based on forgetting curve science. Adaptive Difficulty: If you struggle with a concept, algorithm drills it more frequently. If you master a topic, it reduces review frequency. Weak Area Focus: Automatically identifies gaps and prioritizes studying what you DON'T know (no manual tracking needed). Corporate studies show ~15% higher scores vs traditional static courses. Users report saving 20-30 hours of study time vs manually tracking weak areas in Kaplan.
6. What is the "Ask Achievable" AI tutor?
AI-powered tutor fine-tuned to Series 65 content. Ask questions in plain English and get immediate answers. Example queries: "What's the difference between fiduciary duty and suitability?", "When can an investment adviser charge performance-based fees?", "Explain the Sharpe ratio in simple terms". Accuracy: 90%+ during our testing (40+ queries). Occasionally generic, but usually Series 65-specific. No other major provider (Kaplan, STC, Knopman Marks) offers AI tutor. You get 24/7 expert access without waiting for email support.
7. How many practice questions does Achievable have?
Total: ~4,000 questions. Breakdown: 1,300+ review quiz questions (embedded throughout textbook), 20+ full-length practice exams (130 questions each = 2,600 exam questions), 2,200+ question templates (adaptive variations). Comparison: Kaplan has 4,230 questions (230 more than Achievable), STC has 2,800+ questions (1,200 fewer), Knopman Marks has 2,000-2,500 questions (1,500 fewer). Achievable has 30% fewer questions than Kaplan, but the adaptive algorithm ensures you drill weak areas efficiently (quality over quantity).
8. Are Achievable's practice exams harder than the real Series 65?
Yes, significantly harder according to Reddit users and our testing. Reddit feedback: Scored 65-70% on Achievable practice exams, passed real Series 65 with 78-84%, ~10-15 point gap between Achievable practice and real exam. Why this matters: GOOD: Overpreparation strategy (if you score 75%+ on Achievable, you're ready). BAD: Can hurt confidence (scoring 68% on practice feels like failing, but you'd pass real exam). Our take: The difficulty is intentional and beneficial. Better to be overprepared than underprepared. Just understand that 70%+ on Achievable practice = ready for real exam.
9. How long do I have access to Achievable?
12 months from purchase date. This is 7 months longer than Kaplan (5 months) and 6 months longer than STC (6 months). If you need more time, you can purchase an extension, but at $199 for a full year, most candidates have ample time to study and pass.
10. Can I use Achievable offline?
Limited. Achievable is primarily web-based and requires internet connection. Some downloadable exam dump sheets are available for offline review, but the full platform (textbook, quizzes, AI tutor, practice exams) requires WiFi or data. If you need robust offline access, consider Knopman Marks (iOS app with offline video + flashcard downloads) or STC (limited offline features).
11. Does Achievable have live instructor support?
No. Achievable offers AI tutor + email support, but no live human instructors for Q&A sessions or webinars. If you need live instructor support for complex ethics/suitability questions, consider Kaplan Premium Live Online ($319 with live classes) or Knopman Marks ($395+ with instructor access).
12. Which Achievable package should I buy?
There's only one package: Complete Self-Study Solution ($199). Unlike Kaplan's confusing 4-tier pricing, Achievable keeps it simple. You get everything (textbook, 1,300+ questions, 20+ exams, AI tutor, adaptive learning, pass guarantee) in one package. No upsells, no premium tiers.
13. Does Achievable offer discounts or promo codes?
Occasionally. Check their website or sign up for their email list for promotional offers. During our review period, we did not find active discount codes, but periodic sales may occur around holidays or back-to-school periods.
14. Achievable vs Kaplan: Which is better?
For 80% of candidates, Achievable is better. Achievable wins on: adaptive learning (vs Kaplan's static quizzes), value (12-month access vs 5 months), AI tutor (Kaplan has none), modern UX. Kaplan wins on: question volume (4,230 vs 1,300+), institutional brand (70% market share), instructor-led videos (Premium packages). Choose Kaplan if firm is paying or you need maximum question volume. Choose Achievable for efficiency, value, and modern technology. See our full head-to-head comparison.
15. Is Achievable good for retakers who failed with another course?
Yes, especially if you failed using Kaplan or ExamFX. Many Reddit users report passing with Achievable after failing with traditional static courses. The adaptive algorithm identifies conceptual gaps that manual studying misses. If you struggled with specific topics (portfolio theory, suitability, fiduciary duty), Achievable's spaced repetition will drill those areas until you master them.
16. Does Achievable provide a physical textbook?
No. Achievable is 100% online. The textbook is web-based only (no PDF downloads or printed books). If you strongly prefer physical textbooks, consider Kaplan (offers printed QBank book) or STC (physical textbook available in some packages).
17. How responsive is Achievable's customer support?
Email support typically responds within 24-48 hours. During our testing, we submitted 3 support queries and received helpful responses within 36 hours on average. No live chat or phone support. The AI tutor handles most content questions instantly, so email support is primarily for account/billing issues.
18. Does Achievable update content for regulatory changes?
Yes. Achievable updates content regularly to reflect NASAA exam updates and regulatory changes. As a web-based platform, updates are pushed automatically (no need to download new versions or purchase updated editions like traditional textbooks).
19. Can I use Achievable for other FINRA/NASAA exams?
Yes. Achievable offers prep courses for Series 7, Series 63, Series 66, SIE, and other securities exams. If you plan to take multiple exams, Achievable's consistent platform and adaptive learning across all exams creates a familiar, efficient study experience.
20. What happens if I fail the Series 65 using Achievable?
If you meet the pass guarantee requirements (passed ≥1 Achievable practice exam, then failed real Series 65), you get a full refund ($199 back). If you don't meet the requirements or want to retake, you'll still have access for the remainder of your 12-month subscription. Most users who fail the first time pass on their second attempt after additional study with Achievable's adaptive algorithm identifying remaining weak areas.
Final Verdict
Overall Score
Achievable is the best Series 65 prep course for most candidates. The adaptive learning algorithm, AI tutor, and accessible content deliver a genuinely better studying experience than traditional static courses. With a 95%+ pass rate, 12-month access, and $199 all-in pricing, Achievable offers the best value in the industry.
The only significant limitation is the lack of flashcards. If visual quick-review is essential to your learning style, consider pairing Achievable with Brainscape flashcards ($20-$30) or choosing STC (1,500+ flashcards included). But for 80% of candidates, Achievable's strengths far outweigh this weakness.
What We Loved
- Adaptive learning algorithm (personalized memory model + spaced repetition)
- "Ask Achievable" AI tutor (unique feature, 90%+ accuracy)
- Accessible language with real-world applications
- Excellent value ($199 for 12 months)
- 95%+ pass rate (industry-leading)
- Modern, intuitive UX (feels like 2026, not 2005)
- Cross-device sync (seamless studying across devices)
- Pass guarantee (full money-back refund if requirements met)
What Needs Work
- No flashcards (biggest limitation - consider Brainscape separately)
- No live instructor support (AI tutor only, no human Q&A)
- Limited offline access (web-based requires internet)
- No native mobile app (web-responsive only, no iOS/Android app)
- Practice exams harder than real exam (can hurt confidence, but intentional)
- Smaller question bank than Kaplan (1,300+ vs 4,230 questions)
Our Recommendation
Choose Achievable if:
You're self-motivated, value efficiency over volume, want modern technology optimizing your study path, prefer accessible language over dense prose, and need flexible 12-month access without pressure to schedule exam quickly. The adaptive algorithm and AI tutor are genuine innovations that save 20-30 hours of study time vs manually tracking weak areas. At $199 with 95%+ pass rate, it's the best value in Series 65 prep.
Skip Achievable if:
You need flashcards included (choose STC with 1,500+), live instructor support (choose Kaplan Premium $319 or Knopman Marks $395+), offline access (choose Knopman Marks iOS app), or institutional brand name (choose Kaplan for firm-sponsored candidates). But these represent 20% of candidates; for the other 80%, Achievable is the smart choice.
Bottom line: At $199 with adaptive learning, AI tutor, and 95%+ pass rate, Achievable is the best Series 65 prep course on the market. It's not perfect (no flashcards), but it's the closest thing to a "no-brainer" purchase we've found. We give it 9.4/10 and recommend it as our #1 choice for most Series 65 candidates.